Account Features

• Fee: A low fee (~50 basis points) is paid to the bank for facility setup, ensuring funds are ready when needed.
  
  Strategic Gold Capital Accounts come with a range of features designed to enhance usability and financial efficiency. One of the standout aspects is the low fee structure, which includes a modest charge of approximately 50 basis points for facility setup. This ensures that clients have access to funds when needed without facing high upfront costs. The affordability of this fee makes it an attractive option for businesses seeking to leverage their gold assets while keeping expenses manageable.
• Administrative Fee:  Strategic Gold continues to collect its administrative fee of 75 basis points.
  
  In addition to the setup fee, Strategic Gold continues to collect an administrative fee of 75 basis points. This fee covers ongoing account management and support services, ensuring that clients receive consistent oversight and assistance as they navigate their financial needs. The administrative fee is structured to provide value by facilitating smooth transactions and maintaining the integrity of the account, ultimately contributing to a more efficient borrowing experience.
• Lending Ratio: Borrow up to 90% of the gold’s value, while maintaining 10% in bank deposits.
  
  The lending ratio is another significant feature of the Strategic Gold Capital Accounts. Clients can borrow up to 90% of their gold's value while maintaining a 10% balance in bank deposits. This high lending ratio enables businesses to maximize their liquidity while still ensuring they have a cushion of funds available. It strikes a balance between leveraging assets and maintaining a degree of financial stability, making it a pragmatic choice for businesses looking to optimize cash flow.
• Compliance Flexibility: Easily adjust gold holdings or deposit balances to stay compliant with lending terms.
  
  Compliance flexibility is a key feature that allows clients to easily adjust their gold holdings or deposit balances to remain compliant with lending terms. This adaptability ensures that clients can respond to changing market conditions or shifts in their business needs without facing penalties or complications. By providing this level of flexibility, Strategic Gold encourages responsible management of assets while fostering a supportive environment for borrowers.
• Business Use Only: Loans are designed to fund business activities, with full KYC checks for added security.
  
  It’s important to note that loans from Strategic Gold Capital Accounts are specifically designed for business use only. This focused approach ensures that funds are allocated for activities that support growth and development within the business sector. Additionally, full Know Your Customer (KYC) checks are implemented to enhance security and mitigate risks, reinforcing the commitment to responsible lending practices.
• Monitored for Safety: Accounts are monitored by Strategic Gold Corporation and the bank to ensure all facility terms are met, giving you peace of mind.
  
  Lastly, the accounts are closely monitored by both Strategic Gold Corporation and the banking partner to ensure all facility terms are met. This continuous oversight provides clients with peace of mind, knowing that their accounts are managed in a safe and compliant manner. The dual monitoring system serves to protect both the lender and the borrower, creating a secure environment for accessing capital while maintaining the integrity of the lending process.