Let’s explore how it works with Strategic Gold’s Clear Title and Capital Account services. These services help you unlock the full potential of your gold assets. First, you can secure full ownership of your gold. Next, you can transfer your holdings to access liquidity. These financial solutions are flexible and efficient. Furthermore, you can borrow up to 85% of your gold’s value. Then, you can repay the loan on terms that suit your business needs. Strategic Gold simplifies asset management. As a result, you gain the tools needed to achieve financial flexibility and security.

1. Start with a Clear Title Account

Secure full ownership of your gold through the Clear Title Account.

First, set up a Clear Title Account to ensure you have full ownership of your gold assets. With this account, you can confirm that the gold you hold is 100% yours. There are no other claims or encumbrances. Therefore, this account guarantees protection and security for your assets. It also provides the foundation for leveraging your gold for future financial transactions or loans. By starting here, you create a transparent base for any financial activity involving your gold holdings.

2. Transfer to the Capital Account

Move some or all of your gold holdings to the Capital Account to access liquidity.

After establishing your Clear Title Account, you can transfer some or all of your gold to the Capital Account. This allows you to access liquidity while maintaining ownership of your gold. The Capital Account is designed to unlock the value of your gold assets. You can convert your gold into accessible funds, giving you flexibility. Whether you need to meet short-term business demands or explore new opportunities, this account provides an easy way to gain liquidity without selling your assets outright.

3. Access Funds Quickly

Pay a small fee (~50 basis points) to set up a lending facility with the bank, ensuring fast access to capital.

Once you’ve transferred your gold to the Capital Account, you can set up a lending facility with the bank. This process requires a small fee, usually about 50 basis points (0.5%). This facility ensures fast access to capital. The setup is simple, and the funds are available quickly. This feature is perfect for businesses that need immediate cash flow. You can fund operations, make investments, or cover unexpected costs. The low setup fee makes this a cost-effective way to access liquidity without selling your gold.

4. Borrow up to 85%

The bank offers a loan-to-value (LTV) ratio of 85%, with up to 75% available for immediate drawdown.

Through the Capital Account, you can borrow up to 85% of your gold’s value. This high loan-to-value (LTV) ratio allows you to access a large portion of your gold’s worth. Additionally, up to 75% of the loan is available for immediate drawdown. This means you can access the funds quickly, whenever you need them. The flexibility provided by this borrowing option supports business growth, operational needs, or new investments. It’s an effective way to make your gold assets work for you.

5. Repay on Your Terms

Loans come with a 1-2 year term at competitive rates (SOFR + 3%).

Strategic Gold offers flexible repayment options. You can choose loan terms of 1 to 2 years, depending on your business needs. Interest rates are competitive, typically set at SOFR (Secured Overnight Financing Rate) plus 3%. This structure allows you to repay at a comfortable pace. You can align repayment with your cash flow, minimizing financial pressure on your business. Whether you are expanding, covering operational costs, or handling other financial needs, these flexible terms support your goals.

In summary, Strategic Gold’s Clear Title and Capital Account services give businesses a practical and efficient way to manage gold assets. You can secure full ownership, access liquidity, and borrow up to 85% of your gold’s value. Now that you understand how it works, you can use these features to enhance your financial strategy. With competitive rates and flexible repayment options, Strategic Gold is here to support your growth and success.