FAQ – Clear Title Accounts

Clear Title Ownership ensures that you hold direct, legal, and marketable title to your gold and silver in your Clear Title Account. You always maintain the right to sell or take delivery of your bullion at any time. With Strategic Gold, your assets remain fully liquid and secure within a transparent environment, free from vague collateral arrangements.

We guarantee that every bar of bullion you purchase and store receives a Clear Title, verifying your ownership by weight, hallmark, purity, and serial number. Unlike unallocated or pooled accounts, your allocated bullion remains your exclusive property, safeguarded from any third-party claims, even in the event of bankruptcy.

• ADDITIONAL RESOURCES:
• Learn more about Clear Title Account features.
• Compare Clear Title Ownership with other gold-related investments.

No, it doesn’t. While many people believe their bank holds deposits for safekeeping, this isn’t the case. Once you deposit funds, the bank owns them, and you become an unsecured creditor of the bank.

However, with a Clear Title Account, you retain full ownership of your gold and silver. Unlike bank deposits, your assets remain yours at all times.

In today’s financial environment, safeguarding your wealth is crucial. Owning physical gold through your Clear Title Account provides a safe haven outside the financial system, protecting your assets from systemic risks.

Bailment Foundation

The Clear Title Account is built around the principle of bailment, allowing you to retain full ownership of the bullion while Strategic Gold manages it on your behalf.

Ownership and Control

Through the bailment agreement, you authorize Strategic Gold to hold and manage your bullion. However, ownership and control always remain with you.

• ADDITIONAL RESOURCES:
• Learn more about bailment and your Clear Title Account.

To establish a bailment contract, three elements are necessary: delivery, acceptance, and consideration.

• Delivery: You transfer control of the bullion to Strategic Gold, enabling us to safeguard and manage it effectively.
• Acceptance: Strategic Gold must knowingly accept control over the bullion for the contract to be valid.
• Consideration: You temporarily give up the immediate use of your bullion, which forms the basis for the bailment contract.

• ADDITIONAL RESOURCES:
• Clear Title Terms and Conditions: Bailments in the Clear Title Program.

Through bailment, you retain complete ownership of your bullion. Each bar, identified by hallmark, weight, purity, and serial number, remains your personal property, fully protected by property rights.

In summary, this structure provides protection in the unlikely event of bankruptcy, ensuring your bullion remains safe and untouched.

• ADDITIONAL RESOURCES:
• Clear Title Terms and Conditions: Bailments and business failure.

Your Clear Title Account offers the advantage of owning liquid reserves that do not rely on counterparties or capital markets. You can also diversify your assets geographically, choosing from secure vaults in Canada, England, Switzerland, Singapore, Hong Kong, and the United States.

• Direct ownership of specific bullion bars protected by bailment law
• The ability to take physical delivery of your bullion at any time
• Access to the Primary Bullion Market
• Protection from credit and counterparty risk
• Order execution at the interbank Spot Market Price
• Complete liquidity and secure global custody options
• Assets insured to their full market value
• Secure online account access, with independent audits

Therefore, Clear Title ownership provides you with complete control over your assets, keeping them fully insured and protected.

Your Clear Title Account shields you from a range of financial risks. These include liquidity risk, leverage risk, market risk, counterparty risk, operational risk, and regulatory risk. Here’s how each risk is addressed:

Liquidity Risk

Your bullion remains highly liquid. You can easily convert it to cash since all bullion in a Clear Title Account is investment grade and traded on the global Primary Market.

Leverage Risk

Clear Title Accounts involve no borrowed funds or leverage. You own your bullion directly, with no reliance on derivatives, hedging, or leveraging strategies.

Market Risk

The global gold and silver markets are among the deepest and most stable. Gold, recognized as a reserve asset and a safe haven asset, provides long-term stability for your portfolio.

Counterparty Risk

Clear Title Accounts ensure there are no pooled or unallocated holdings. Your bullion is specifically allocated to you, ensuring full ownership protection through bailment law.

Operational Risk

Strategic Gold operates with stringent internal and external controls, reinforced by independent audits. We do not engage in speculative trading or take proprietary risks, ensuring your bullion remains secure.

Compliance and Regulatory Risk

Clear Title Accounts are not securities, so they are not subject to the same regulations as financial assets. This shields your bullion from the shifting regulatory landscape that affects securities.

• ADDITIONAL RESOURCES:
• Managing risk with a Clear Title Account.

The cash in your Clear Title Account is securely held in a segregated Client Account, protected by dual signature controls and monitored by an Independent Transaction Auditor. Importantly, the bank acknowledges that the funds in this account are solely for client purposes, with no rights to use or offset it against other accounts.

Strategic Gold performs daily reconciliations to ensure all client funds are fully accounted for. Additionally, every movement of cash requires the approval of two senior officers, ensuring the highest level of security for each transaction.

Your funds remain readily available for immediate withdrawal or bullion purchases. However, as with any bank deposit, there is always potential exposure to bank failure. Holding physical bullion in your Clear Title Account, however, eliminates this risk entirely.

• ADDITIONAL RESOURCES:
• Clear Title Account Terms and Conditions: The Safety of Your Money

Our Independent Transaction Auditor regularly verifies the following key controls:

1. Verification of all client cash deposits into the Client Cash Account and accurate posting to individual accounts.
2. Verification of client withdrawals and purchases, ensuring proper authorization and posting.
3. Reconciliation of transaction fees and administration fees, ensuring compliance with client agreements.
4. Confirmation of the beginning and ending balances in the Client Cash Account.
5. Verification that all client bullion transactions, including withdrawals and deposits, are accurately recorded in the vault and on the Precious Metals System.

These controls are reviewed quarterly, and the auditor provides a detailed report to our Board of Directors.

• ADDITIONAL RESOURCES:
• Clear Title Account Terms and Conditions: Independent Transaction Auditors

As a Clear Title Accountholder, you directly own your specific physical bullion bars without any encumbrance. We securely store your bullion and allocate it exclusively to you.

Furthermore, we carefully document each bar with its serial number, hallmark, weight, and purity, recording these details in the Strategic Gold Title Register. No third party, including Strategic Gold or its vault custodians, holds any claim to your bullion. This ensures your ownership remains fully protected, even in the unlikely event of a bankruptcy.

Each time you purchase bullion, we issue a Clear Title, confirming your sole ownership. As a result, you can have complete peace of mind knowing your assets are fully protected and insured.

• ADDITIONAL RESOURCES:
• Clear Title Account Terms and Conditions: The Safety of Your Bullion

We partner with Bureau Veritas, an independent bullion auditor, to conduct thorough semi-annual audits of the gold and silver stored in your Clear Title Account. These audits confirm the presence of each bullion bar, ensuring that the details in our records match the actual bullion in the vault. Each audit checks for the following:

• Weight
• Hallmark
• Purity
• Serial Number
• Vault Location

The results of these audits are sent directly to each client and are also available in your online account. This independent verification ensures your bullion is secure, properly accounted for, and fully protected.

• ADDITIONAL RESOURCES:
• Clear Title Account Terms and Conditions: Independent Bullion Auditors

No, there has never been a material restatement of a Clear Title Account statement or prior results by the Company or its independent auditors. This consistency demonstrates our commitment to accuracy and transparency in all reporting, ensuring you have complete confidence in your account statements and financial results.