Frequently Asked Questions

The Primary Bullion Market is the most competitive precious metals market in the world. Central Banks, Bullion Banks, government agencies, institutional traders, refineries, and fabricators actively participate in this market.

These entities trade gold and silver at competitive global prices in the OTC market. All transactions are settled two business days after execution, ensuring swift and secure trades.

• ADDITIONAL RESOURCES:
• The Primary Market
• Participating in the Primary Market

The London Bullion Market Association (LBMA) represents the wholesale gold and silver bullion market. London is the focal point for the international OTC precious metals market. This client base includes central banks, producers, refiners, fabricators, and traders globally.

The LBMA Good Delivery List sets the global standard for gold and silver bars. The LBMA’s stringent assaying criteria ensure bar quality. Additionally, LBMA’s Global Precious Metals Code governs participants’ conduct, maintaining integrity in the market.

• ADDITIONAL RESOURCES:
• London Bullion Market Association
• LBMA Membership

LBMA Good Delivery accreditation sets the global quality standard for gold bars. Accredited refiners must demonstrate high assaying capabilities to remain on the LBMA Good Delivery List.

Key Requirements for Refiners:

• Minimum production of 10 tonnes annually
• Established for at least five years
• A tangible net worth of £15 million or more

Maintaining these standards ensures the integrity and liquidity of bars traded within the market.

• LBMA Good Delivery Standards

A Good Delivery Bar meets strict physical specifications set by the LBMA. These bars are widely accepted in the wholesale bullion market due to their high purity and quality.

Key Specifications for Good Delivery Gold Bars:

• Weight: 350 to 430 troy ounces
• Purity: Minimum 99.5% fine gold
• Markings: Assay stamp, fineness, serial number, and year of manufacture

These specifications ensure the marketability and authenticity of the bars.

• Good Delivery Bar Information

The “Chain of Integrity” ensures that gold bars meet the highest quality standards. Bars can only enter the chain if they meet LBMA Good Delivery standards.

Each bar in the chain is marked with:

• A unique serial number
• The official bar weight
• The purity (fineness)
• The refiner’s mark

Maintaining the chain protects the authenticity and value of the precious metals.

Good Delivery bullion ownership provides liquidity. By storing these bars in recognized vaults, you avoid the need for re-assaying, which adds costs. The audit trail guarantees the authenticity of the bullion, ensuring that it remains in the Chain of Integrity.

• More on Gold Liquidity

The Spot Market Price is the price paid for gold when the trade settles immediately, typically within two business days. Participants in the Primary Bullion Market enjoy these globally competitive prices.

Spot prices are quoted in US dollars per troy ounce. The buyer typically arranges collection and delivery of the bullion.

The LBMA Gold Price, or London Gold Fixing, sets a standard price twice a day for gold transactions. This price serves as a benchmark for pricing many financial instruments, including swaps and options.

• London Gold Fixing Details

Fourteen major market-making members of the LBMA participate in the London Gold Fixing. These include Barclays, Goldman Sachs, HSBC, JP Morgan, and others.

• London Gold Fixing Members

During the gold fixing, participants submit buy and sell orders based on the starting price. Adjustments are made until the net volume reaches a pre-set tolerance, ensuring an efficient price discovery process.

• More on London Gold Fixing Procedure

The fixing price is crucial for dealing in large volumes of gold. Many financial instruments, such as cash-settled swaps and options, use the fixing as a benchmark.

In large transactions, this standardized price provides a reference that ensures transparency and consistency across deals. By using the fixing, market participants can rely on an accepted price that reflects the current market conditions.

• ADDITIONAL RESOURCES:
• More on the London Gold Fixing

Throughout history, gold has served as a universal store of value, medium of exchange, and symbol of wealth. It is unique for its combination of properties—rarity, divisibility, durability, and universal acceptance. For centuries, gold has provided individuals, nations, and civilizations with protection against political and financial instability.

Unlike financial assets, physical gold is not a promise of future performance and does not rely on counterparties. Its value is derived from global supply and demand. In times of economic or geopolitical uncertainty, gold remains a safe haven, maintaining its value when other assets falter.

Gold’s enduring status as a trusted asset ensures its place in investment portfolios, particularly for those seeking security and diversification against systemic risks.

• ADDITIONAL RESOURCES:
• Learn why gold is essential for a balanced portfolio

FAQ – Why invest in gold is often asked. Investors often choose tangible investments like gold bullion bars to protect their wealth and secure their purchasing power over time.

Gold helps manage risk by increasing returns and reducing expected losses in extreme circumstances. Gold’s unique correlation to other assets benefits both short-term and long-term holders, especially during market turmoil. In particular, long-term holders can manage risk without sacrificing returns.

Even small allocations to gold, ranging from 3% to 10%, positively impact portfolio structure. These allocations can reduce Value at Risk (VaR) while maintaining similar returns to portfolios without gold.

Gold stands out as a part commodity, luxury good, financial, and monetary asset, behaving differently from other asset classes.

Finally, gold’s liquidity and lack of credit or counterparty risk make it valuable during periods of financial distress.

• ADDITIONAL RESOURCES:
• Learn why gold is an essential part of a well-balanced portfolio

Gold as a Safe Haven

Our financial system is more interconnected than ever before. This increases systemic risk, making gold an attractive option for those seeking protection.

The financial crisis of 2007-2008 became a global systemic problem. Governments and central banks intervened, injecting trillions of dollars into a strained system. In doing so, they blurred the line between government and banking institutions, leading to further instability.

Why Gold Holds Value

Gold cannot go bankrupt. While its value fluctuates, it consistently retains value due to its scarcity. Historically, gold has held its real value over centuries. Investors use it as a safeguard against systemic risks such as international crises or a systemic crash.

Moreover, gold brings much-needed diversification to investor portfolios. Its low correlation with major currencies and strong inverse correlation with the US dollar make it a crucial component of a diversified portfolio.

• ADDITIONAL RESOURCES:
• Learn more about how gold can protect you against risk.

Most wealth today is concentrated in financial instruments within a highly correlated system, leaving it vulnerable to systemic risks. Gold acts as portfolio insurance because it is not correlated to traditional financial instruments and operates independently from the system.

Physical gold stored outside the financial system diversifies a portfolio, ensuring that it retains value even in financial crises.

• ADDITIONAL RESOURCES:
• Learn about the necessary criteria for a sound investment choice

As nations attempt to depreciate their currencies through money creation, gold becomes a safe haven. While central banks continue creating money, gold retains its value because it cannot be printed or devalued by government action.

As the dollar weakens, gold’s scarcity and historic status as money make it a reliable store of wealth.

Gold serves as an effective hedge against inflation and deflation. It holds its value and purchasing power even as other assets lose value during inflationary periods.

As inflation erodes currency value, real assets like gold become even more valuable as they do not lose value like financial assets.FAQ – Why invest in gold is often asked.

Gold offers excellent diversification opportunities. Its low correlation with other asset classes ensures that portfolios containing gold are more robust during market instability.

Investing in gold balances traditional assets, reducing volatility and protecting portfolios from sudden market shifts.

Many investors view gold and silver as an alternative to cash. By holding bullion in a Clear Title Account, they can track their investments and grow their wealth outside of traditional banking systems.FAQ – Why invest in gold is often asked.

• ADDITIONAL RESOURCES:
• Learn more about Clear Title Gold Ownership.

The demand for gold continues to outpace supply. Central banks have begun to accumulate gold, increasing its scarcity.

With rising demand and reduced supply, gold prices are expected to rise, benefiting those who hold physical gold.

All investments involve risk, and bullion is no exception. Gold prices can fluctuate due to economic factors and market sentiment. However, owning physical gold offers direct ownership, reducing risks associated with financial products.

Unlike shares or investments in gold companies, Strategic Gold account holders have clear title to actual physical bullion, providing a safer investment.

FAQ – The Best Way to Own Gold

Many people don’t realize that gold trades on the Forex market, just like any other currency. Although most banks refer to gold as a commodity, they trade it at their currency desks, not on their commodity desks. Gold, as a globally recognized currency, has the code XAU, distinct from the gold miner’s equity index, which shares the same acronym. Most central banks include gold reserves as part of their foreign currency holdings. Thus, despite claims to the contrary, gold functions as money.

Gold in the Forex Market

The foreign exchange market (Forex or FX) facilitates global currency trades, operating 24 hours a day. The bulk of trading occurs in London and New York, with significant activity in Tokyo, Singapore, and Hong Kong.

Volume of Gold Trading

In September 2013, the Bank for International Settlements (BIS) published a study titled “Triennial Central Bank Survey 2013.” The report revealed that the average daily trading volume in the FX market was $5.3 trillion. This figure includes spot transactions, forwards, swaps, and options.

Comparing Gold Markets

Gold trades $249 billion daily in currency markets, ranking as the 5th most actively traded currency worldwide. By comparison:

• Physical gold trading: 16 tonnes or $650 million daily
• GLD (ETF): 50 tonnes or $2 billion daily
• Comex: 500 tonnes or $20 billion daily
• Forex market: Over 6,000 tonnes or $249 billion daily

These numbers make it clear that the price of gold is not primarily driven by the small physical market. Instead, it reflects a highly synthetic currency trade.

Paper Gold vs. Physical Gold

Today, most gold investors own financial instruments that track the price of gold, often referred to as “paper gold”. These credit-gold investments are only as valuable as long as they trade at parity with physical gold. While credit-gold depends on the physical market, the reverse is not true.

European Central Banks’ Role

For years, European central banks served as the lender of last resort in the gold market’s fractional reserve practices. However, with the 1999 Central Bank Gold Agreement (CBGA), restrictions were placed on central bank sales and leases of gold, ensuring that gold remains an essential wealth reserve.

The Debate on Manipulation

This topic divides both investors and economists. While some claim gold prices are manipulated, the real issue lies in the gold market’s structure. This structure allows participants to interfere with the price mechanism.

Gold as a Currency

Gold continues to function as an independent currency within the Over-the-Counter (OTC) market. Banks treat gold as they would any other currency, using it in cash, account balances, and various financial instruments. However, a large portion of gold trading involves derivatives created by banks to track the gold price.

Lack of Counterparty Risk

Precious metals like gold and silver bullion can be preferable to financial assets due to the absence of counterparties. Securities, derivatives, and ETF products carry counterparty risks, which tangible assets like gold do not. By investing in physical gold, you eliminate counterparty risk.

Store of Value

Gold’s 5,000-year history as a store of value and its universal acceptance make it unique. Its liquidity and independence from financial systems make it a strong reserve asset for central banks and investors alike.

Risks of Gold Derivatives

Gold derivatives like futures and options contracts are complex and carry hidden leverage. Investing in these financial instruments is a speculation on price movements, not an investment in gold itself. Risks include leverage, volatility, and counterparty defaults.

Real Gold vs. Paper Gold

Gold is not a paper credit or a contract for future settlement. It is a tangible asset. Paper credits and financial contracts, including ETFs, are ultimately short positions on physical gold.

ETFs: Limited Ownership

Precious metals ETFs only track gold’s price and do not grant ownership of physical bullion. They expose investors to counterparty risk without the benefits of physical gold ownership or delivery options.

Why Choose Physical Gold?

In contrast, Strategic Gold’s Clear Title Accounts provide physical ownership of gold, free from financial counterparties. Your investment remains fully liquid and insulated from the risks involved with ETFs.

Leverage Risks

Spread betting on gold prices with leverage can quickly work against investors, especially in volatile markets. In spread betting, you only hold an electronic bet on the price of gold, not the asset itself.

Physical Gold vs. Financial Bets

Owning physical gold through Strategic Gold removes the financial risks associated with spread betting, allowing investors to diversify away from counterparty risk.

Risks of Gold Mining Shares

Gold mining shares expose investors to risks like exploration, extraction, jurisdictional, and management risks. The price of energy and currency fluctuations can also affect mining profitability, making these shares more speculative than physical gold.

Security in Physical Gold

If you seek security and diversification, investing in physical gold provides more stability and fewer risks than gold mining shares.

Coins vs. Bullion Bars

Gold coins may be suitable for small, immediate needs, but bullion bars offer a more efficient investment for larger sums. Coins are more expensive to produce, and their higher cost per ounce is typically not recovered when resold.

Efficiency and Liquidity

Investing in gold through Strategic Gold’s Clear Title Program allows you to buy and sell at the spot market price. This makes your investment highly liquid, with fast settlement periods.

Convenience and Security

Strategic Gold offers a convenient, cost-efficient way to purchase, store, and sell gold bullion. Dealers often don’t provide storage, leaving you responsible for securing your gold, which is usually uninsurable.

Guaranteed Liquidity

Strategic Gold guarantees the Chain of Integrity for your bullion. This ensures full liquidity and eliminates the need for re-assaying when selling your gold.

Clear Title Ownership ensures that you hold direct, legal, and marketable title to your gold and silver in your Clear Title Account. You always maintain the right to sell or take delivery of your bullion at any time. With Strategic Gold, your assets remain fully liquid and secure within a transparent environment, free from vague collateral arrangements.

We guarantee that every bar of bullion you purchase and store receives a Clear Title, verifying your ownership by weight, hallmark, purity, and serial number. Unlike unallocated or pooled accounts, your allocated bullion remains your exclusive property, safeguarded from any third-party claims, even in the event of bankruptcy.

• ADDITIONAL RESOURCES:
• Learn more about Clear Title Account features.
• Compare Clear Title Ownership with other gold-related investments.

No, it doesn’t. While many people believe their bank holds deposits for safekeeping, this isn’t the case. Once you deposit funds, the bank owns them, and you become an unsecured creditor of the bank.

However, with a Clear Title Account, you retain full ownership of your gold and silver. Unlike bank deposits, your assets remain yours at all times.

In today’s financial environment, safeguarding your wealth is crucial. Owning physical gold through your Clear Title Account provides a safe haven outside the financial system, protecting your assets from systemic risks.

Bailment Foundation

The Clear Title Account is built around the principle of bailment, allowing you to retain full ownership of the bullion while Strategic Gold manages it on your behalf.

Ownership and Control

Through the bailment agreement, you authorize Strategic Gold to hold and manage your bullion. However, ownership and control always remain with you.

• ADDITIONAL RESOURCES:
• Learn more about bailment and your Clear Title Account.

To establish a bailment contract, three elements are necessary: delivery, acceptance, and consideration.

• Delivery: You transfer control of the bullion to Strategic Gold, enabling us to safeguard and manage it effectively.
• Acceptance: Strategic Gold must knowingly accept control over the bullion for the contract to be valid.
• Consideration: You temporarily give up the immediate use of your bullion, which forms the basis for the bailment contract.

• ADDITIONAL RESOURCES:
• Clear Title Terms and Conditions: Bailments in the Clear Title Program.

Through bailment, you retain complete ownership of your bullion. Each bar, identified by hallmark, weight, purity, and serial number, remains your personal property, fully protected by property rights.

In summary, this structure provides protection in the unlikely event of bankruptcy, ensuring your bullion remains safe and untouched.

• ADDITIONAL RESOURCES:
• Clear Title Terms and Conditions: Bailments and business failure.

Your Clear Title Account offers the advantage of owning liquid reserves that do not rely on counterparties or capital markets. You can also diversify your assets geographically, choosing from secure vaults in Canada, England, Switzerland, Singapore, Hong Kong, and the United States.

• Direct ownership of specific bullion bars protected by bailment law
• The ability to take physical delivery of your bullion at any time
• Access to the Primary Bullion Market
• Protection from credit and counterparty risk
• Order execution at the interbank Spot Market Price
• Complete liquidity and secure global custody options
• Assets insured to their full market value
• Secure online account access, with independent audits

Therefore, Clear Title ownership provides you with complete control over your assets, keeping them fully insured and protected.

Your Clear Title Account shields you from a range of financial risks. These include liquidity risk, leverage risk, market risk, counterparty risk, operational risk, and regulatory risk. Here’s how each risk is addressed:

Liquidity Risk

Your bullion remains highly liquid. You can easily convert it to cash since all bullion in a Clear Title Account is investment grade and traded on the global Primary Market.

Leverage Risk

Clear Title Accounts involve no borrowed funds or leverage. You own your bullion directly, with no reliance on derivatives, hedging, or leveraging strategies.

Market Risk

The global gold and silver markets are among the deepest and most stable. Gold, recognized as a reserve asset and a safe haven asset, provides long-term stability for your portfolio.

Counterparty Risk

Clear Title Accounts ensure there are no pooled or unallocated holdings. Your bullion is specifically allocated to you, ensuring full ownership protection through bailment law.

Operational Risk

Strategic Gold operates with stringent internal and external controls, reinforced by independent audits. We do not engage in speculative trading or take proprietary risks, ensuring your bullion remains secure.

Compliance and Regulatory Risk

Clear Title Accounts are not securities, so they are not subject to the same regulations as financial assets. This shields your bullion from the shifting regulatory landscape that affects securities.

• ADDITIONAL RESOURCES:
• Managing risk with a Clear Title Account.

The cash in your Clear Title Account is securely held in a segregated Client Account, protected by dual signature controls and monitored by an Independent Transaction Auditor. Importantly, the bank acknowledges that the funds in this account are solely for client purposes, with no rights to use or offset it against other accounts.

Strategic Gold performs daily reconciliations to ensure all client funds are fully accounted for. Additionally, every movement of cash requires the approval of two senior officers, ensuring the highest level of security for each transaction.

Your funds remain readily available for immediate withdrawal or bullion purchases. However, as with any bank deposit, there is always potential exposure to bank failure. Holding physical bullion in your Clear Title Account, however, eliminates this risk entirely.

• ADDITIONAL RESOURCES:
• Clear Title Account Terms and Conditions: The Safety of Your Money

Our Independent Transaction Auditor regularly verifies the following key controls:

1. Verification of all client cash deposits into the Client Cash Account and accurate posting to individual accounts.
2. Verification of client withdrawals and purchases, ensuring proper authorization and posting.
3. Reconciliation of transaction fees and administration fees, ensuring compliance with client agreements.
4. Confirmation of the beginning and ending balances in the Client Cash Account.
5. Verification that all client bullion transactions, including withdrawals and deposits, are accurately recorded in the vault and on the Precious Metals System.

These controls are reviewed quarterly, and the auditor provides a detailed report to our Board of Directors.

• ADDITIONAL RESOURCES:
• Clear Title Account Terms and Conditions: Independent Transaction Auditors

As a Clear Title Accountholder, you directly own your specific physical bullion bars without any encumbrance. We securely store your bullion and allocate it exclusively to you.

Furthermore, we carefully document each bar with its serial number, hallmark, weight, and purity, recording these details in the Strategic Gold Title Register. No third party, including Strategic Gold or its vault custodians, holds any claim to your bullion. This ensures your ownership remains fully protected, even in the unlikely event of a bankruptcy.

Each time you purchase bullion, we issue a Clear Title, confirming your sole ownership. As a result, you can have complete peace of mind knowing your assets are fully protected and insured.

• ADDITIONAL RESOURCES:
• Clear Title Account Terms and Conditions: The Safety of Your Bullion

We partner with Bureau Veritas, an independent bullion auditor, to conduct thorough semi-annual audits of the gold and silver stored in your Clear Title Account. These audits confirm the presence of each bullion bar, ensuring that the details in our records match the actual bullion in the vault. Each audit checks for the following:

• Weight
• Hallmark
• Purity
• Serial Number
• Vault Location

The results of these audits are sent directly to each client and are also available in your online account. This independent verification ensures your bullion is secure, properly accounted for, and fully protected.

• ADDITIONAL RESOURCES:
• Clear Title Account Terms and Conditions: Independent Bullion Auditors

No, there has never been a material restatement of a Clear Title Account statement or prior results by the Company or its independent auditors. This consistency demonstrates our commitment to accuracy and transparency in all reporting, ensuring you have complete confidence in your account statements and financial results.

There is no upfront cost when you open a Clear Title Account. Moreover, starting your account is straightforward and free of charge.

• ADDITIONAL RESOURCES:
• Application for an Individual
• Application for an IRA
• Application for an Institution, Corporation, LLC, Partnership or Other Entity
• Application for a Trust

Strategic Gold offers several types of Clear Title Accounts, including those for individuals, joint owners, corporations, partnerships, sole proprietors, LLCs, trusts, and IRAs. Therefore, you can choose the account type that best fits your needs.

• ADDITIONAL RESOURCES:
• Application for an Individual
• Application for an IRA
• Application for an Institution, Corporation, LLC, Partnership or Other Entity
• Application for a Trust

Yes, you can always take physical delivery of your gold and silver. In fact, Strategic Gold makes it easy for you to transfer your bullion to your vault or custody upon request. You may also take physical possession directly from the vault.

For more details about bullion delivery, email us at accounts@strategicgold.com or call 239 692-9154.

Yes, investors from around the world can buy gold or silver on our platform. Additionally, our services cater to individuals from any country, allowing them to invest securely in precious metals.

For more information on international investment, feel free to contact us at accounts@strategicgold.com or speak with an account executive by calling 239 692-9154.

Opening a Clear Title Account only takes a few minutes. There are three straightforward steps:

• Submit your completed application
• Submit your supplemental documentation (proof of identity)
• Submit your signed Bailment Agreement

Start the process now by selecting the appropriate account type below:

• Individual or Joint Accounts
• Corporate or Institutional Accounts
• Trust Accounts
• Wealth Management Accounts
• Retirement Accounts

For further assistance, email us at accounts@strategicgold.com or call 239 692-9154.

To open a Clear Title Account, simply select the account type that suits your needs and complete the brief Account Agreement. This process takes just a few minutes.

• Individual or Joint Accounts
• Corporate or Institutional Accounts
• Trust Accounts
• Wealth Management Accounts
• Retirement Accounts

If you need assistance, please email us at accounts@strategicgold.com or call 239 692-9154.

With a Clear Title Account, you own your gold and silver outright. There is no third-party liability involved, as the bullion belongs solely to you. When you accept the Clear Title Account Terms and Conditions, you authorize Strategic Gold to manage your bullion, which is stored by contracted vault operators. These vault operators acknowledge that your bullion remains your property at all times.

Strategic Gold takes care of administration and record-keeping, ensuring that your assets are well-managed. Additionally, there is no intermediation through trusts or balance sheets—your gold and silver remain your personal property.

• ADDITIONAL RESOURCES:
• Clear Title Account Terms & Conditions
• The Best Way to Own Gold

Yes, you can open a Clear Title Account on behalf of someone else. However, you will need to complete the application process with their documentation and include yourself as a “Designated Representative.” You must also provide proof of your relationship with the third party. Additionally, the funding process may require extra verification steps.

To learn more about opening accounts for others, email us at accounts@strategicgold.com or call 239 692-9154.

Yes, you can expedite the establishment of your Clear Title Account by submitting your Account Agreement documents via email or fax. However, we still require that you mail us the original signed documents within a reasonable timeframe.

You can email your Account Agreement to: accounts@strategicgold.com or fax it to 239-236-1514.

Once your account has been funded, you can immediately buy precious metals. You can fund your account via bank wire or check. Additionally, managing your allocated gold is simple within your Clear Title Account.

• ADDITIONAL RESOURCES:
• Recording the Source of Your Money
• Acceptable Ways of Funding Your Account

Yes, you can add additional owners to your Clear Title Account. You may do this either during the initial sign-up process or later on. If you decide to add someone later, they will need to submit a completed Account Agreement under their own name.

Once verified, both parties will need to send a letter requesting the addition of the new owner. For further questions, feel free to email us at accounts@strategicgold.com or call 239 692-9154.

To add a beneficiary to your Clear Title Account, submit a completed and signed Beneficiary Form to your account representative. To request the form, email us at accounts@strategicgold.com or call 239 692-9154.

If your children are under 18 and do not have government ID, you can open a Clear Title Account in both your name and your child’s name. Simply submit a copy of your child’s birth certificate as their identity document.

If you already have a Clear Title Account, your existing documents can be used. Please provide your account number when submitting the birth certificate.

If you have any questions, contact us via email at accounts@strategicgold.com or call 239 692-9154.

If you are having trouble downloading the Account Agreement, ensure that you have the latest version of Adobe Acrobat Reader installed. This free program is available from the Adobe website.

You can also email us at accounts@strategicgold.com or call 239 692-9154 to request a copy of the agreement. We will happily send one to you.

Yes, the Account Agreement is mandatory for all customers. It ensures that Strategic Gold adheres to Know-Your-Customer practices and provides the strongest property rights to clients. By submitting this agreement, we can prevent illegal activities such as money laundering.

• ADDITIONAL RESOURCES:
• Data About You
• Client Privacy

To verify your identity, we collect various details, including your legal name, mailing address, and date of birth. For different account types, we may also collect additional information as required by law.

For more specific inquiries related to your account, please contact us at accounts@strategicgold.com or call 239 692-9154.

Acceptable documents for the photo ID requirement include:

• Driving license
• Passport
• Any other government-issued form of identification

Ensure that the ID is clear, government-issued, and has not expired.

• ADDITIONAL RESOURCES:
• Verifying Your Identity

For additional assistance, email us at accounts@strategicgold.com or call 239 692-9154.

At Strategic Gold, we ensure client confidentiality by encrypting all personal information and storing it on secure, isolated servers. Additionally, we maintain redundant backups at an offsite facility. We process all statements and transactions through coded client identification numbers for extra security.

For more details on how we protect your information, contact us at accounts@strategicgold.com or call 239 692-9154.

Your personal information remains fully protected under the Clear Title Program. We do not share your information for marketing purposes or with any third-party organizations. Only authorized individuals, such as co-owners or designated representatives, may have access to specific personal details.

For further details, feel free to contact us at accounts@strategicgold.com or call 239 692-9154.

Complying with Regulations

Strategic Gold follows strict ‘know-your-customer’ regulations to meet legal standards and uphold our own ethical values. These rules help prevent illegal activities through our platform.

Verifying and Safeguarding Clients

By requiring clients to link a bank account to their Strategic Gold Clear Title Account, we accomplish two objectives:

• We verify the identity of our clients.
• We safeguard our clients’ wealth.

Your Clear Title Account is designed to securely protect legally acquired wealth. It is not a resource for money launderers. To block illegal activity, we require all funds to come from verified sources.

Strategic Gold’s platform does not allow value transfers—whether money or bullion—away from your Clear Title Account unless there is a legitimate return of value in the opposite form.

This system protects you. If unauthorized access occurs, a criminal cannot transfer your assets without providing an equivalent value in return.

• ADDITIONAL RESOURCES:
• Anti Money Laundering Policy
• How we protect your assets

Funding Your Account

Once your Clear Title Account is active, you can deposit funds by sending a wire transfer from your linked Bank Account of Record or by using a check. Please note that cash is not accepted.

When you open your Clear Title Account, we provide our bank details and a reference number for funding. Always include this reference number so we can correctly credit your account once your funds are received.

Processing Times

Wire transfers are typically processed by the next business day, while checks clear in 3-6 business days. We will notify you by email once your funds have been credited to your account.

For wire transfer instructions, contact us via email at accounts@strategicgold.com or call us at 239 692-9154.

• ADDITIONAL RESOURCES:
• Ways to fund your Clear Title Account

Funds Stay Within the U.S.

No, all funds are sent to a bank account located within the United States.

Funding Restrictions

No, deposits must originate from your Bank Account of Record. However, you can link multiple bank accounts to your Clear Title Account, but each one must be verified before it can be used for deposits.

To update your Bank Account of Record, contact us via email at accounts@strategicgold.com or call us at 239 692-9154.

• ADDITIONAL RESOURCES:
• Learn why we require linked bank accounts

Cash Deposits Not Accepted

No, Strategic Gold requires all incoming funds to come from verified sources within the banking system. Your account only accepts funds from your Bank Account of Record and will only send funds back to that account.

Purchasing Precious Metals

When you provide written instructions to purchase precious metals, we act as your agent and buy the total number of ounces based on your instructed amount, after transaction fees.

If there is a remaining balance, it will be reflected in your Clear Title Account and can be refunded to your Bank Account of Record upon request.

• ADDITIONAL RESOURCES:
• Requesting refunds

No Interest on Cash Balances

Strategic Gold does not pay any interest on cash balances held in clients’ Clear Title Accounts.

Request Wire Instructions

To get our wire instructions, email us at accounts@strategicgold.com or call us at 239 692-9154.

Changing Bank Account Information

You can delete your current Bank Account of Record or add a new one. To request a form, contact us via email at accounts@strategicgold.com or call us at 239 692-9154.

Note: Verification is required, which usually happens within a few hours, but can take up to one business day.

• ADDITIONAL RESOURCES:
• Modifying your Bank Account of Record

We offer a wide variety of internationally recognized bullion bars and coins in your Clear Title Account, ensuring that purchasing and selling gold is simple and efficient.

SMALLER EXACT WEIGHT BARS

Strategic Gold offers a variety of smaller exact weight bars. The fine gold content of these bars depends on their fineness, and clients only pay for the fine gold content they own.

Smaller exact weight bars from the Primary Bullion Market are available at a premium to the Spot Market Price. For instance, Kilo bars (32.148 oz) typically trade at a $2 premium to Spot, while one-ounce bars usually trade at a $5 premium to Spot.

LARGER GOOD DELIVERY BAR

For larger investments, London Good Delivery Bars weigh approximately 400 oz (12.5kg), with a weight range between 350 oz and 430 oz (fine gold). These bars trade at the Spot Market Price, ensuring transparency.

Similarly, Comex Good Delivery Bars weigh around 100 oz, with a range between 95 oz and 105 oz. These bars also trade at the Spot Market Price.

Good Delivery Gold Bullion Bars are purchased at the Spot Market ‘ask’ Price and sold at the Spot Market ‘bid’ Price.

SILVER BULLION BARS

Silver is available in a range of smaller bars, such as 1, 5, and 10-ounce bars, as well as Kilo, 100-ounce, and 1,000-ounce bars. Larger bars, like the 1,000-ounce bars, typically trade at the Spot Market Price, while smaller bars often trade at a premium.

GOVERNMENT MINTED COINS

Clients can also hold government-issued gold and silver coins, including American Eagles, Canadian Maple Leafs, Austrian Philharmonics, and South African Krugerrands. These coins are sourced from LBMA-recognized refiners, providing investment-grade bullion for your account.

• ADDITIONAL RESOURCES:
• Visit our products page for a complete listing and prices
• Learn more about Good Delivery

Strategic Gold sources its metals only from LBMA approved suppliers within the Primary Bullion Market. This ensures that clients pay the internationally recognized Spot Market Price, without any added mark-ups.

By leveraging large-scale purchasing power, we provide clients with significant savings on buying, vaulting, insuring, and reselling their bullion.

Moreover, transparency and trust are key to strong relationships. For this reason, we offer fully transparent, real-time Spot Market Prices to our clients.

• ADDITIONAL RESOURCES:
• Explore our products and prices
• Learn more about the Primary Bullion Market

Purchasing gold through Strategic Gold involves just three simple steps:

• Submit a completed Account Agreement to open a Clear Title Account;
• Fund your account; and
• Place your order.

• ADDITIONAL RESOURCES:
• How it works
• Learn more about making transactions

You will pay the widely recognized Spot Market Price at the time of purchase, with no additional mark-ups. By trading at real-time spot prices, you benefit from the most accurate gold and silver prices available.

• ADDITIONAL RESOURCES:
• View a complete list of products and prices
• Learn more about order execution, clearing, and settlement

Your purchase will be based on the transparent Spot Market Price, plus a transaction fee. There are no hidden fees or costs, and your metal is already stored in a secure vault, eliminating additional shipping and handling expenses.

• ADDITIONAL RESOURCES:
• Explore our products and pricing
• Learn more about how our Clear Title Account gives you the best price

Strategic Gold requires a minimum investment of 1 kilo bar for new accounts. After that, subsequent purchases can be as small as one ounce. There’s no maximum order amount, giving you flexibility to buy or sell as much as you need.

Your Clear Title Account assets are your property. You can add or liquidate them at any time without restrictions or lock-up periods.

• ADDITIONAL RESOURCES:
• You can purchase or sell quantities as small as one ounce
• Learn more about account minimums

Once your account is funded, you can purchase gold or silver whenever you like. We execute your market orders immediately and provide written confirmation of each transaction. You’ll receive real-time updates of your transactions through the Client Portal.

• ADDITIONAL RESOURCES:
• Access your Clear Title Account Client Portal

After your purchase, you’ll receive a confirmation with detailed information about the bars purchased. This includes weight, purity, hallmark, and serial number. You can view these details and your account updates via the Client Portal.

• ADDITIONAL RESOURCES:
• Learn more about independent verification of your assets
• Learn more about our semi-annual audits

Strategic Gold ensures the integrity and purity of all metals purchased through our platform. Every bar meets the strict Good Delivery criteria and comes with four distinct characteristics: weight, purity, refiners mark, and serial number. Each bar remains within the Chain of Integrity, ensuring its legitimacy and quality.

Additionally, Bureau Veritas conducts an independent audit of your bullion twice a year. The audit results are shared with you alongside your account statements and also available through your Client Portal.

• ADDITIONAL RESOURCES:
• Learn more about the legitimacy and purity of your assets
• Learn more about independent verification

Yes, you can. Strategic Gold can arrange secure transport of your gold or silver from any location worldwide, including banks and vaults. Simply contact us via email at accounts@strategicgold.com or call us at 239 692-9154 to initiate the process.

• ADDITIONAL RESOURCES:
• Learn more about depositing bullion into your Clear Title Account

Selling your precious metals through Strategic Gold is straightforward. Submit your written “sell instructions,” and we will immediately execute the sale at the Spot Market ‘bid’ price. Funds from the sale will be deposited into your Clear Title Account or transferred to your bank account of record.

• ADDITIONAL RESOURCES:
• Learn more about selling bullion
• Learn more about withdrawing funds

Yes, you can arrange to collect or have your bullion delivered at any time. You’ll need to provide three business days’ notice for delivery. If you choose to collect the bullion from one of our vaults, there is no additional fee. However, if you opt for delivery to another location, the associated costs will be invoiced separately.

• ADDITIONAL RESOURCES:
• Learn more about your right to take delivery

Available Vault Locations

You can choose one or several of our secure vault facilities to store your precious metals. Furthermore, we offer insured custodial vaulting in locations both inside and outside the United States. Our primary vaults include:

• Toronto, Canada
• New York, New York
• London, England
• Miami, Florida
• Zurich, Switzerland

Storing Your Precious Metals

When you purchase gold or silver through your Clear Title Account, you can specify your preferred storage location during the order process. Afterward, we securely transfer your specific bullion bars or coins to the vault of your choice. Additionally, you will receive trade confirmations validating that your individual bars are stored in the vault. You can also verify your assets through the “Holdings” section of your online account.

Inventory Reconciliation and Audits

To ensure accuracy, we reconcile our Precious Metals System at the end of each business day. Moreover, Strategic Gold performs daily reconciliations of total inventory and provides regular reports to clients through the online portal. Our vault partners send inventory reports, including bar lists, which we verify against our system. Additionally, Bureau Veritas conducts independent audits of all precious metals in our vaults twice a year. Each audit results in a letter being issued to every client, and these are uploaded to your account and mailed to you at the end of each quarter.

Future Storage Locations

In the future, we may offer additional storage locations based on security and customer preferences. If you are interested in storing your metals at an alternative location, please contact one of our account executives. However, certain restrictions may apply, so feel free to inquire at (239) 692-9154.

• ADDITIONAL RESOURCES:
• Safely vaulting gold and silver internationally
• Strategic Gold’s Custody Agreements

Understanding Allocated Storage

All precious metals stored in Strategic Gold’s Clear Title Program are fully allocated. In other words, “Allocated” means that each specific bar or coin is held in the vault exclusively for the owner.

Benefits of Allocated Storage

Allocated storage ensures that you, the account holder, retain full legal title to the specific bars or coins you own. Neither Strategic Gold nor any third party has ownership over your metals; they are stored exclusively for you. Therefore, we call it the Clear Title Program—you always maintain full, clear ownership of your assets.

No Claims by Third Parties

Strategic Gold and the vault custodian cannot claim any rights to your precious metals. Consequently, your ownership remains fully protected at all times.

• ADDITIONAL RESOURCES:
• Your specific bullion is held as a bailment
• Your bullion is independently verified

Ownership and Security

Allocated storage provides the safest and most transparent way to hold Clear Title to your precious metals. You, as the direct owner, maintain full control over your assets. Strategic Gold, the vault custodian, or any other entity does not hold ownership.

Comparison: Allocated vs. Unallocated Storage

Allocated metals are not reflected on Strategic Gold’s balance sheet or the vault operator’s. Instead, these assets belong solely to you and are not considered financial liabilities. By contrast, unallocated metals are listed as company assets, with customer claims appearing as liabilities. In case of bankruptcy, creditors could claim unallocated assets, leaving customers without access to their metals.

Protection Against Bankruptcy

Because Strategic Gold exclusively offers allocated storage, your metals remain your property and never appear as assets or liabilities on our books. Even if Strategic Gold or our vault partners face financial difficulties, creditors cannot claim your metals. As a result, your assets remain secure.

• ADDITIONAL RESOURCES:
• Your specific bullion is held as a bailment
• Bailment protects your property rights

Systemic Protection and Risk Mitigation

Strategic Gold’s Clear Title Program meets systemic insurance standards, providing protection against counterparty risk. Unlike ETFs and derivatives, our program ensures that you have real ownership of physical gold, securely stored in non-financial vaults near global bullion markets.

Key Advantages of Secure Storage

Our Clear Title Accounts combine the benefits of modern financial products—such as liquidity, transparency, and professional management—with the advantages of tangible goods—such as strong property rights, no reliance on financial institutions, and high liquidity.

• Your metals remain your exclusive property.
• Fully insured bullion in accredited vaults.
• Geographic diversification of your holdings.
• Strong legal protections in multiple jurisdictions.
• No leverage, derivatives, or financial risks.
• No reliance on capital markets or intermediaries.
• Multiple exit strategies: cash, bullion, or other currencies.

• ADDITIONAL RESOURCES:
• Additional risk management for your protection

Insurance Coverage

Your precious metals are fully insured at their market value at all times. The insurance cost is included in your administration fee. Moreover, Strategic Gold ensures that the insurance coverage maintained by each vault operator equals the total value of the precious metals they store for Clear Title accountholders.

Verification and Reconciliation

We have implemented several checks and balances to ensure that your precious metals remain secure. Strategic Gold works closely with partner vault operators to maintain a reliable and secure Precious Metals System. Furthermore, we regularly reconcile precious metals holdings, collaborating with both our vaulting partners and independent auditors.

Audit Process

Our vault partners send daily inventory reports that include detailed bar lists, which we verify with client records. Additionally, Bureau Veritas conducts semi-annual physical audits of all client holdings, ensuring a one-to-one match between metals in the vault and records in our system. Every client receives an individual account audit report after each audit.

• ADDITIONAL RESOURCES:
• Information on our Independent Bullion Auditor

Personal Inspections

Yes, Clear Title accountholders can personally inspect their bullion assets at the vault where they are stored. We are happy to help you arrange a visit. Simply contact us at (239) 692-9154 or email accounts@strategicgold.com to set up an appointment.

• ADDITIONAL RESOURCES:
• Visiting the Vault

Moving Your Metals

Yes, with your Clear Title Account, you have full control over your assets. You can easily transfer metals between vaults. Since you own specific bullion bars or coins, there are two options for transferring your assets.

• 1. We can arrange the secure transport of your bullion from one vault to another. While Strategic Gold does not charge a fee for this service, you will be responsible for paying the transport company’s invoice.
• 2. You can sell your metals at one vault location and repurchase the same amount at a different location. This option avoids transport costs and ensures quick movement of your assets.

Vault Information

To learn more about our vault operators and how they securely store metals on your behalf, visit our Global Custody page.

• ADDITIONAL RESOURCES:
• Your right to move your metals between vaults

Collecting Your Metals

Yes, you can collect your gold and silver bars directly from the vault where they are stored. We will gladly arrange an appointment for you to pick up your metals during regular office hours.

Delivery Options

If you prefer, we can also organize secure delivery of your metals to any location worldwide. Additionally, we use security transport services to ensure safe delivery.

• ADDITIONAL RESOURCES:
• Your right to take physical delivery of your bullion
• Procedures for withdrawal of your bullion

Requesting Delivery or Pickup

We will help arrange for you to collect your bullion from the vault or have it delivered to your preferred location. To start the process, simply send us your written instructions outlining your delivery preferences. Once we verify your instructions, we will coordinate with the vault for the transfer or release of your metals.

Customs and Shipping Details

The vault operator or secure transport company will handle any required customs forms. However, you are responsible for customs duties, taxes, or fees based on the laws of the applicable jurisdiction. Strategic Gold will provide the shipping cost details before the transfer, and payment is required prior to proceeding.

Contact Us

To arrange delivery or collection, contact an account representative by email at accounts@strategicgold.com or call 239 692-9154.

• ADDITIONAL RESOURCES:
• Procedures for withdrawal of your bullion

Understanding Duties and Taxes

Customs duties and taxes vary depending on the jurisdiction. We will help you understand all relevant fees associated with your delivery or collection request. You will be responsible for any applicable customs duties, VAT, or other taxes.

Contact for Information

To learn more about the specific fees for your situation, contact an account representative by email at accounts@strategicgold.com or call 239 692-9154.

Strategic Gold provides highly competitive rates for storing your bullion in your Clear Title Account. Furthermore, we simplify the process of managing your gold account. Strategic Gold charges a comprehensive Administrative Services Fee that covers all the expenses of your Clear Title Account. Specifically, the Administrative Services Fee is three-fourths (3/4) of one percent of the market value of the gold bullion per year, and seven-eighths (7/8) of one percent of the market value of the silver bullion per year.

• ADDITIONAL RESOURCES:
• Overview of our fees
• Administrative Services Fee

The Administrative Services Fee covers multiple services, including:

• Custody & Secure Vault Storage
• Third-Party, Semi-Annual Bullion Audits
• Third-Party Transaction Oversight
• Account Insurance (Bullion)
• Administrative Services and Reporting

• ADDITIONAL RESOURCES:
• Overview of our fees
• More information on our Administrative Services Fee

Each month, we calculate the Administrative Services Fee by applying a Monthly Periodic Rate to the Average Daily Value of the precious metals in your account. Additionally, the Monthly Periodic Rate is 1/12th of the Annual Rate. Every day, we determine the value of your account by multiplying the number of ounces of precious metals by the Daily London PM Fix price of bullion per ounce. At the end of the month, we calculate the Average Daily Value by adding the Daily Values for each day of the period and dividing by the number of days in that period.

• ADDITIONAL RESOURCES:
• Additional information on our Administrative Services Fee

We charge the Administration Fee quarterly in arrears. Each quarter, you will receive a statement that reflects the total Administrative Services Fee accrued during the previous quarter. On the payment date indicated in the statement, we deduct the accrued fee from your Clear Title Account. Generally, this occurs on the 15th day of the month or the next business day if the 15th falls on a weekend or holiday.

• ADDITIONAL RESOURCES:
• Additional information on our Administrative Services Fee

We value transparency and aim to provide excellent service. Therefore, your Clear Title Account offers tools to help you monitor your financials with complete visibility. You can view the accrual of the Administrative Services Fee in your secure online account on the Fee Accrual page. Furthermore, the filter option allows you to monitor fee calculations by specific dates. Your Administrative Fee is also confirmed in your Statements, available in the ‘Statements and Audits’ section. If you have any questions, feel free to contact an account executive at 239 692-9154.

• ADDITIONAL RESOURCES:
• Verify the Administrative Services Fee through the Client Portal

We automatically deduct fees from your Clear Title Account after providing advance notice via the quarterly statement. You will have ample time to verify the accuracy of the Administrative Services Fee before it is debited. On the payment date, Strategic Gold deducts the accrued fee from your account.

CASH DEBITS

If your account holds sufficient cash, the fee will be deducted from the cash balance. By maintaining a sufficient balance in your account, you ensure that your fee is paid in cash.

BULLION DEBITS

If your account does not hold sufficient cash, you authorize Strategic Gold to initiate a bullion debit. We sell a minimum number of small bars to raise the cash necessary to cover the fee. Any remaining cash balance is posted to your account after the fee is collected.

• ADDITIONAL RESOURCES:
• Payment of fees

If your account does not hold sufficient cash, you authorize Strategic Gold to sell a minimum number of small bars to raise the necessary funds. This process, known as a bullion debit, ensures the fee is covered. After the fee is collected, any remaining cash balance from the sale will be posted to your account immediately.

The Clear Title Client Portal is a secure online account management system, allowing you to manage and monitor your Strategic Gold Clear Title Account. Through the portal, you can view a summary of your account, track your holdings, and review account activity.

Additionally, the portal provides access to detailed account reports, including fee accrual and statement archives. For more information, please contact an account representative at 239 692-9154.

• ADDITIONAL RESOURCES:
• Login to your Clear Title Account

To view your complete account history, including balances and transactions, simply log in to your secure online Clear Title Account using your username and password. Additionally, you can track your investments by transaction type, inventory identification number, or metal type. Cash balances and fees are also available for review.

Moreover, for added convenience, you can access an archive of your account statements and audit reports in PDF format. If you need assistance or wish to request customized reports, please contact a client representative at 239 692-9154.

• ADDITIONAL RESOURCES:
• Login to your Clear Title Account

Strategic Gold sends quarterly account statements that reflect your cash and bullion holdings, along with their valuations. However, you can request more frequent statements, such as monthly or weekly, by contacting an account executive at 239 692-9154.

• ADDITIONAL RESOURCES:
• Login to your Clear Title Account

We calculate the value of your Clear Title Account daily. Specifically, the value is based on the London PM Fix price of gold multiplied by the total number of gold ounces in your account. Additionally, the Silver Fix Price is applied to silver holdings, and any cash balance is included in the overall calculation.

• ADDITIONAL RESOURCES:
• Login to your Clear Title Account
• More information on the London PM Gold Fixing and the Silver Fixing

We update the value of your Clear Title Account at the end of each business day. Specifically, updates occur between 5:15 PM EST and 6:00 PM EST to ensure your account reflects the most current market information.

• ADDITIONAL RESOURCES:
• Login to your Clear Title Account

In the late 1970s, American and European family businesses formed an alliance, now operating under Universal Services Inc. This international partnership has since created and administered financial products and services, including Brokerage, Investment Advisory, Fund Administration, Real Estate, and Precious Metals.

Each family business contributes its expertise, bringing distinct historical and geopolitical perspectives. As a result, we have consistently delivered innovative products and services that adapt to changing regulatory and market environments.

From the start, the partners recognized the importance of including gold in a balanced portfolio. Our multi-generational experience, spanning two continents, has always featured a gold component. Strategic Gold follows in the footsteps of:

• Anchor Gold and Currency Trust, a closed-end mutual fund investing in gold, currencies, and sovereign debt (1982-2001)
• Universal Gold Limited, an offshore corporation offering equity ownership of physical gold (1990-present)

Strategic Gold’s Clear Title Accounts combine the liquidity, transparency, and professional administration of modern financial products with the security of tangible assets. These accounts eliminate counterparty and capital market risk, protecting our clients’ wealth while positioning it for potential profit during systemic disruptions.

• ADDITIONAL RESOURCES:
• Learn why we believe gold is an essential part of every portfolio.
• Overview of our corporate governance

Strategic Gold Corporation facilitates direct, uncompromised ownership of precious metals by connecting investors with the Primary Bullion Market through our Clear Title Program.

We prioritize risk management. Our company was founded in response to the systemic risks exposed during the 2007-2009 financial crisis, risks that continue to pose threats today.

We believe the best way to protect against systemic risk is to own reserve assets and safe-haven assets outside the financial system. Physical gold and silver uniquely meet this criterion as they are highly liquid and independent of financial institutions.

Key Features of Our Program:

• Diversification through Direct Ownership of Fully Allocated Physical Bullion
• Access to the Primary Bullion Market (one of the largest capital markets)
• Immediate Order Execution at the Spot Market Price
• Liquidity: Buy and Sell at Your Discretion with no lock-up period
• Secure Global Storage Options
• Semi-Annual Independent Audit Statements
• No Burdensome Reporting Requirements
• Customized solutions for individual goals
• Ongoing support and education

We provide administrative services and accredited safekeeping to ensure your precious metals investment seamlessly integrates into a modern portfolio.

• ADDITIONAL RESOURCES:
• Overview of our Risk Management
• Overview of our corporate governance

Strategic Gold Corporation
5072 Annunciation Circle, Ste 317
Ave Maria, FL 34142

Tel: 239 692-9154
Fax: 239 236-1514

General Inquiries: info@strategicgold.com
Account Inquiries: accounts@strategicgold.com

Strategic Gold purchases precious metals from refiners recognized by the LBMA for producing Good Delivery Bars. Through our trading account in the Primary Bullion Market, we ensure our clients receive competitive prices in the wholesale market.

We have access to the wholesale Primary Bullion Market, a marketplace traditionally reserved for Central Banks, Bullion Banks, government agencies, and large institutional traders. Thanks to our long-standing position, we allow retail investors to purchase smaller quantities of gold or silver at wholesale prices, usually reserved for larger entities. Consequently, our clients benefit from the best prices available.

• ADDITIONAL RESOURCES:
• Learn more about the Primary Bullion Market
• Visit our products page for a complete listing and prices

Thanks to our long-standing relationships in the Primary Bullion Market, the Clear Title Program provides significant advantages. Clients can quickly and efficiently buy and sell precious metals at prices typically reserved for large institutional customers. Therefore, clients benefit from the wholesale Spot Market Price, usually available to large traders, refineries, government agencies, Central Banks, and Bullion Banks.

• ADDITIONAL RESOURCES:
• Visit our products page for a complete listing and prices
• Learn more about order execution, clearing, and settlement
• Learn more about superior executions

A key value of your Clear Title Account is its simplified fee structure.

Transaction Fees:

Strategic Gold charges a transaction fee on purchases and sales. We do not impose fabrication fees, vault in/out fees, or other hidden premiums or commissions.

Administrative Services Fee:

Clients in the Clear Title Program pay an annual Administrative Services Fee. The fee is 0.75% of the market value of their gold bullion holdings and 0.875% of the market value of their silver bullion holdings. Billed quarterly, this fee covers custody, vault storage, semi-annual audits, insurance, and comprehensive reporting.

Strategic Gold delivers transparency and ease of transaction, allowing you to buy and sell gold at Spot Market prices in the Primary Bullion Market.

• ADDITIONAL RESOURCES:
• Learn more about how your Clear Title Account gives you the best price
• Learn more about our fee schedule

Our fully integrated technology platform enables you to manage every aspect of your transactions and holdings. The interface provides automated and streamlined execution, independent oversight, and integrated reporting. From order entry to clearing and custody, our secure web-based platform offers you a simple and efficient way to buy, hold, and sell gold or silver bullion.

Our platform offers daily reconciliation and valuation, flexible reporting, a full audit trail, and complete transparency regarding fees.

Contact an account executive for a demo of our technology platform via email at accounts@strategicgold.com or call us at 239 692-9154.

• ADDITIONAL RESOURCES:
• Login to the Clear Title Client Portal

The Clear Title Program protects your identity and bullion holdings. We store your information at our corporate office in Naples, Florida. We never release it for marketing purposes or share it with third parties. An electronic copy of your documents is securely maintained.

We prioritize client privacy. Clients are not identified by name to partner companies involved in the Clear Title Program. Additionally, all client information is encrypted and stored on secure servers, physically isolated from the internet. Redundant backups are stored offsite in a secure facility.

All transactions are processed using a coded client identification number, ensuring maximum confidentiality.

No. Strategic Gold is not a bank as we do not make loans or take deposits. Each specific bullion bar administered through our Clear Title Program is allocated to a specific account, which means the accountholder always owns it directly.

Furthermore, Strategic Gold does not engage in speculative trading, margin trading, futures, hedging, or derivative positions, and we do not incur indebtedness of any kind.

No. Strategic Gold is not a collective investment scheme. We do not commingle assets, offer pooled accounts, or share ownership of bullion bars.

Client assets, whether cash or bullion, are never held on the balance sheet of Strategic Gold.

No. Strategic Gold is not a money transmitter and is not subject to regulation as a Money Services Business (MSB). All money used to fund Clear Title Account purchases must originate from the bank account disclosed during account setup. Likewise, disbursements are sent back to the same account.

This “closed system” ensures we are not classified as a Money Transmitter.

If Strategic Gold ceases to exist, your allocated gold and silver remain your legal property. Ownership of your gold investments does not depend on the company’s existence because client bullion assets never appear on our balance sheet.

If Strategic Gold becomes unable to fulfill its obligations due to force majeure, bankruptcy, or dissolution, the Strategic Gold Operational Procedures for Circumstances In Extremis will be initiated. We have established an independent Trustee to protect the individual property rights of our clients. This Trustee has access to our critical systems and database, ensuring continued administration of the Clear Title Program for the benefit of each client. Our custodian (Loomis International) and trading partners will also recognize the Trustee as the lawful agent in such circumstances.

We believe our business model sets us apart from most firms in the industry, where client funds can be at risk from business failures or extreme market conditions. Our platform provides a superior way to invest in gold, offering certainty of ownership and minimizing systemic risk.

• ADDITIONAL RESOURCES:
• Learn more about our Business Continuity Plan
• Learn more about Circumstances In Extremis

The answer to this FAQ – Confidential Gold Ownership is Yes, we ensure that all your gold and silver purchases, sales, and holdings remain completely confidential. Neither Strategic Gold Corporation nor our custodial vaults are required to report your transactions or holdings to any authorities in any country. Therefore, you can trust that your ownership is fully protected.

• ADDITIONAL RESOURCES:
• Privacy Policy
• Releasing Personal Information

No, we do not disclose the beneficial owners of a Clear Title Account because there is no requirement to do so. Consequently, your ownership information remains private.

We offer secure storage facilities within free trade zones to provide you with tax-exempt transactions. Additionally, you are not required to disclose the identity of the beneficial owner in these zones. Moreover, we carefully select vaulting locations based on their strong history of protecting personal property rights and confidentiality.

• ADDITIONAL RESOURCES:
• Learn more about our vault locations

No, we are not obligated to report your account activity to the IRS or any government agency. Moreover, as long as your precious metals remain within the Chain of Integrity of the Good Delivery System, no reporting is required in any of our international vaults. Wherever you live, your trading activity and gold ownership are not reported to any authorities. Therefore, your account balances and bullion assets remain private.

If you have questions about gold investment on our platform, contact one of our account representatives at 239 692-9154.

The Foreign Account Tax Compliance Act (FATCA), enacted by Congress in 2010, targets non-compliance by U.S. taxpayers using foreign accounts. It requires foreign financial institutions (FFIs) to report financial accounts held by U.S. taxpayers to the IRS. In addition, various Inter-Governmental Agreements (IGAs) between the U.S. and other governments are in place to implement FATCA.

However, since the application of FATCA is complex, we strongly recommend consulting your tax advisor to understand how FATCA affects your situation.

• ADDITIONAL RESOURCES:
• Learn more about FATCA

We do not consider ourselves a financial institution or a foreign institution. However, if you have a financial interest in or signature authority over a foreign financial account, the IRS requires you to file Form TD F 90-22.1 (FBAR) annually. This is required if the total value of your foreign accounts exceeds $10,000 at any time during the year.

If you are unsure whether you need to file this form, we recommend speaking with your tax advisor. Additionally, you may contact us if you have further questions.

For any questions, contact an account representative at 239 692-9154.

• ADDITIONAL RESOURCES:
• Learn more about FBAR

Yes, since we have signature authority over the custody accounts maintained with our vaulting partners, we file the FBAR. However, no client information is disclosed through this filing. As a result, your confidentiality is always protected.

For questions, feel free to email us at accounts@strategicgold.com or call 239 692-9154.

Under FATCA, U.S. citizens and residents must file Form 8938 if their foreign financial assets have an aggregate value of $50,000 or more. However, the IRS indicates that holding precious metals directly for investment purposes does not require filing this form. Nevertheless, the definition of “directly held” remains loosely defined.

We encourage you to consult your tax advisor if you have doubts about filing Form 8938. In addition, we are always available to assist you with any questions you may have.

For assistance, email us at accounts@strategicgold.com or call 239 692-9154.

• ADDITIONAL RESOURCES:
• Learn more about Form 8938
• Comparison of Form 8938 and FBAR Requirements

We prioritize client confidentiality. All client information is encrypted and securely stored on physically isolated servers. Furthermore, we store redundant backups offsite to ensure safety. To maintain discretion, all statements and transactions are processed using coded client identification numbers.

• ADDITIONAL RESOURCES:
• Privacy Policy

To maintain the integrity of our business and comply with anti-money laundering laws, we perform Know-Your-Client (KYC) checks. This ensures that clients use our service for its legitimate purpose, which is to provide a simple, cost-effective, and secure way to invest in gold and silver.

If we have reasonable grounds to suspect money laundering, we report it to the relevant authorities to protect both our clients and our business. Consequently, our platform remains a trusted environment for investors.

• ADDITIONAL RESOURCES:
• How we treat data about you

To combat money laundering and protect our clients, we require deposits and withdrawals from a verified Bank Account of Record. By doing so, we ensure funds come from and return to your verified account. As a result, your account’s security and legitimacy are maintained.

• ADDITIONAL RESOURCES:
• More about your Bank Account of Record

We are committed to respecting your privacy and confidentiality. Consequently, client information is not shared with partner companies, used for marketing, or sold to third parties. Furthermore, we release personal information only if we believe the request is from you, if we receive written authorization, or if required by law.

For more information, contact us at accounts@strategicgold.com or call 239 692-9154.

We limit the collection, use, and disclosure of personal information to what is necessary for running our business and delivering superior service. Specifically, we collect, use, and disclose your information for the following purposes:

• 1. To establish and maintain your account.
• 2. To communicate with you about your account.
• 3. To administer and enforce transactions.
• 4. To identify you and protect against fraud.
• 5. To keep your information current.
• 6. To prepare and distribute statements.

Company Status

Strategic Gold is not an investment or fund management business. We do not invest on your behalf nor offer investment advice. Instead, we enable you to buy, hold, sell, and take delivery of precious metals.

Regulatory Exemptions

Although we adhere to the highest business standards, Strategic Gold is not required to register with any regulatory authority. This is because we only deal with non-securitized physical gold and silver. As a result, we are exempt from several regulations:

• We are not governed by the Securities Act of 1933 since all precious metals held in Clear Title Accounts are allocated and unencumbered bullion, not securitized forms of the metal.
• We are not governed by the Investment Advisers Act of 1940 because we do not provide management or advisory services.
• The CFTC does not regulate us under Section 742 of Dodd-Frank, as we settle transactions within the allowed time frame (T+2).

Money Services Business Exemption

We are not classified as a Money Services Business (MSB) because we operate a “closed system.” All funds used to purchase bullion must originate from a linked bank account, and disbursements are sent back to that same account. Consequently, we are not considered a Money Transmitter.

For more information or to request our ‘Model Due Diligence Questionnaire,’ you can contact us at accounts@strategicgold.com or call 239 692-9154.

• ADDITIONAL RESOURCES:
• Overview of Corporate Governance
• Overview of Industry Standards
• Overview of Risk Management

Compliance and Ethics

Yes, we maintain and regularly review written compliance policies and procedures that are included in our Code of Business Conduct and Ethics. Since Strategic Gold believes quality governance starts with sound principles, we prioritize transparency and strong internal controls.

Adherence to LBMA Standards

We also follow the business standards set by the London Bullion Market Association (LBMA), which represents the global gold and silver bullion market. Our compliance is managed by a Corporate Compliance Officer with over 30 years of experience in financial services operations.

Handling of Non-Public Information

Our Code of Ethics includes policies for handling material, non-public information. Key personnel regularly review and attest to safeguarding this information. If you’d like more details on our Code, feel free to contact us at accounts@strategicgold.com or call 239 692-9154.

• ADDITIONAL RESOURCES:
• Overview of Corporate Governance
• Overview of Industry Standards

Comprehensive Risk Management

Strategic Gold’s mission revolves around managing risk. We established the company in response to systemic risks revealed during the 2007-2009 financial crisis. Direct ownership of physical gold and silver provides the best protection against these risks.

Enterprise Risk Management Program

Our Enterprise Risk Management (ERM) program enables us to identify and control risks throughout the company. By integrating risk management into daily business practices, we continuously improve our ability to safeguard client assets. This proactive approach allows us to address and anticipate risks effectively.

Continuous Improvement

Risk management is an ongoing process. Therefore, our ERM program evolves with new challenges and opportunities to ensure that we remain ahead of potential risks while continuously refining our controls.

• ADDITIONAL RESOURCES:
• Overview of Risk Management

Counterparty Risk Protection

Your Clear Title Account is not subject to counterparty risk. As the account holder, you maintain ownership of your precious metals at all times and can take physical possession whenever you choose. If Strategic Gold were to cease operations, your ownership would remain unaffected.

Independent Audits

We regularly audit both the precious metals in our vaults and our business processes. Independent auditors verify our adherence to governance practices, ensuring that your assets are always protected. You can view these audit reports in your secure online account.

• ADDITIONAL RESOURCES:
• Overview of Risk Management
• Independent Bullion Auditors
• Independent Transaction Auditors

Customized Precious Metals System

We use a custom-built Precious Metals System (PM System) designed to manage all aspects of your Clear Title Account. The software facilitates the seamless management of bullion purchases, sales, transfers, and reporting.

Transaction and Audit Transparency

The PM System generates detailed transaction reports that include bar lists with specific identifiers such as refiner marks and serial numbers. All transactions are reconciled with reports from our bullion trading partners, ensuring complete transparency. Clients can access these reports through the secure Client Login section.

If you’d like a demo of the Client Portal, feel free to contact us at accounts@strategicgold.com or call 239 692-9154.

• ADDITIONAL RESOURCES:
• Login to the Client Portal

Asset Protection and Audits

Strategic Gold ensures the security of your precious metals by collaborating with independent service providers who follow a strict system of checks and balances. We have implemented client safeguards such as insurance, dual control over metal movements, and continuous audit trails.

Independent Audits

We undergo regular audits from two independent firms to verify both the amount of precious metals in the vault and the cash transactions within each account. These audit reports are available in the secure online account for all clients.

• ADDITIONAL RESOURCES:
• Independent Bullion Auditors
• The Safety of Your Bullion

Ownership Independence

Your ownership does not depend on the solvency of Strategic Gold or the custodians. You maintain Clear Title to your assets at all times, and you retain the right to take delivery of your gold whenever you choose. The bullion assets held in your Clear Title Account remain your outright property, stored independently in specialist facilities run by accredited vault operators. Strategic Gold only administers your assets, as evidenced by the Bailment Agreement. Consequently, even if Strategic Gold or a custodial vault fails, your assets remain yours.

• ADDITIONAL RESOURCES:
• Bailment
• More information on Bailment

Protection Against Creditors

No, your bullion remains your exclusive property. Because it is allocated to you alone, it is not considered the property of Strategic Gold or the custodian vaults. Therefore, it is fully protected from any claims by creditors.

Ownership Protection in Bankruptcy

When you sign the Bailment Agreement upon opening your account, it establishes that you have direct, uncompromised legal title—Clear Title—to your gold and silver. This means that even if Strategic Gold or a vault custodian goes bankrupt, your ownership remains intact and unaffected by any corporate failures.

• ADDITIONAL RESOURCES:
• Bailment
• Bailment and business failure

Safeguards in Case of Shutdown

If Strategic Gold shuts down, we initiate our Operational Procedures for Circumstances In Extremis. In these situations, an independent Trustee, with access to all critical systems and databases, will act as the lawful administrator of your assets. Furthermore, all our vault custodians and trading partners have agreed to recognize this Trustee as the rightful agent for the benefit of clients during such events.

• ADDITIONAL RESOURCES:
• Business Continuity Plan
• Circumstances In Extremis

Vault Shutdown Safeguards

In the unlikely event that one of our vault custodians shuts down, we will contact you immediately. You will be provided with alternative vault options where your assets can be securely stored. Our vault custodians are carefully selected based on strict criteria, ensuring you have the best protection.

• LBMA certification
• Security credentials
• Reputation and market standing

Disaster Recovery Plan

Yes, Strategic Gold has implemented a comprehensive Business Continuity Plan (BCP) that ensures minimal service disruption during disasters. Our disaster recovery site is fully equipped with the necessary technology and communication infrastructure to handle customer orders and transactions seamlessly. This plan is reviewed and updated annually.

If you have any questions regarding our disaster recovery plan, you can reach an account representative at 239 692-9154.

• ADDITIONAL RESOURCES:
• Business Continuity Plan

Filing Complaints

If you have any grievances or complaints regarding our service, you should immediately contact our Naples office at 239 692-9154. If you disagree with the content of any communication from us, please notify us within three business days. Delaying this communication could reduce the chances of resolving the issue effectively.